Archive for March 13th, 2012

State Farm Agents and Driver Discounts

Tuesday, March 13th, 2012

One of the reasons that State Farm is able to save its drivers so much money on their car insurance policies is because it offers them a host of excellent discounts. All they have to do to obtain these discounts is to be eligible for them, with eligibility requirements varying from one discount to the next. If you are unsure of what discounts apply to you and your situation or of what you can do to receive discounts, be sure to speak with a friendly State Farm agent for help and clarification today. Even if you dont yet have an agent or a policy, a representative will be happy to help you understand your options and savings when it comes to available discounts.

Some discounts are given just for having more dealings with State Farm than your car insurance policy alone. The multiple line discount, for example, is for anyone who chooses to take out their home, renters, or other type of insurance through State Farm. Similarly, you can also qualify for the multiple vehicle discount when you choose to insure another car through State Farm. These discounts are obviously super easy to get. Its just a matter of getting all signed up and filling out the necessary paperwork.

Then, there are discounts based on your own merit as a driver. The accident free discount, for example, is given to drivers who do not have any accidents or ticketable offenses within a set time period. The details will vary depending upon your specific policy. You can also get discounts for attending approved defensive driving courses, being named a “good driver” by meeting certain qualifications, or completing special driver training courses.

To be eligible for certain other discounts, all you have to do is make a purchase. If you buy and install approved anti-theft features, like a car alarm, on your vehicle, you can get an anti-theft device discount. Likewise, if you install approved safety features, like antilock brakes, on your vehicle, you can get a discount for this. There are really discounts for everything; you just have to know what the discounts are so that you can make sure you get the ones for which you are eligible.