Regardless of the safety measures taken by the police or the security guards, you can never know when a thief might try to enter your home. You can only take every safety measure you are advised to take. You can inform the police when you plan to lock up your home for a few days so that someone will watch over your property. In spite of all these measures, it is possible that a thief might make his play at entering your property. Even if he were only able to damage your locks and break the alarm system, you could construe this as a malicious act that causes damage. When you want to get the locks fixed and the door repaired, you might be able to avail the Accidental & Malicious Damage Insurance because you have been smart enough to accept the likelihood of such happenings. This site http://www.uklandlordinsurance.com offers several affordable insurance policies you may check it.
This is especially true when you have spent a lot of your savings in adding those graceful touches to your living space. You may have spent a large chunk of your money on acquiring antiques in order to furnish your home. A thief is not going to be interested in these things and might be quite willing to trash your things in order to get to the locker that may or may not contain your jewelry. Now, the thief not only gets to take your precious jewelry but also has managed to ruin your home in the process. This is when you will find that you need your Accidental & Malicious Damage Insurance to come to your aid. The police may be able to recover your property; but they may not be able to repair or refurnish your home. You have to do that by yourself. Instead of using any more of your savings, you can file a claim with your insurance provider against your own Accidental & Malicious Damage Insurance policy.